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Modern Floor Planning

Sell More Cars Without More Costs

We don’t think fees align incentives between Lever and our clients. So, we created the Lever Subscription

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See how a Lever compares to legacy floor plan companies 

The Lever Guarantee

We built Lever because we saw the gap in dealer financing – dealer and lender aligned objectives. Our subscription program is based on the following tenants and we rely on each one to help us build long-term relationships with our dealers

White-Glove Service

You'll have a dedicated Account Manager with years of auto financing experience. Our Managers are directly accessible and a resource for financing strategy

Simple Integration

Our financing is straight-forward and we offer clear terms for dealers. Our technology, which helps you better manage your business, provides a seamless flooring experience

Clear Pricing

We'll always work with dealers to customize plans that work for their business. With our subscription model, you'll understand what your "true cost" for flooring cars each month

Program FAQs

We understand a subscription-based program is different, so we’ve outlines some program terms below

You pay a flat monthly subscription based on the size of your facility and interest on drawn capital – that’s it.

We have no fees. We do maintain standard penalties for missed payments and selling vehicles out-of-trust, but we hope that never happens.

Most floor plan companies charge fees on every vehicle which can greatly increase a dealer’s costs. We believe a dealer should be able to grow under their financing plan and not be charged for selling as many vehicles as possible. Our subscription program provides a consistent monthly subscription and there there are NO flooring fees, NO payment processing fees, NO auditing fees, NO title transfer fees.

Subscription payments are due on the first of every month. Principal and interest are due within 5 days of the sale of a vehicle. Exceptions can be made upon request.

Yes. Granting extensions will be determined on a case-by-case basis. We are here to support you. Contact your rep and we will help get you sorted out.

Every customer receives a dedicated support rep available 7 days a week. You can call, text or even Facetime your rep for immediate assistance.

Yes. We have different plans available based on the needs of the dealer. Each curtailment is generally 10% curtailment (applied to principal).

We will perform in-person and virtual self-audits. Our self-audit technology is meant to reduce interference with your day by enabling you to conduct the audit on your time.

We will work with any auction and can onboard third-party wholesalers upon request.

We can grant temporary extensions or permanent increases after you have been on the platform for at least three months. We want to make sure Lever is the best fit for you before extending the business’ line.

Financing for growth

Designed To Save You Money

Flooring fees are hard to track and tend to be opaque. Lever believes a flat rate gives dealers more control on their cashflow and makes for a better dealer and lender relationship. If you’re a growing dealership, there is almost always a way to save money with our subscription floor plan financing program

free analysis

Want A Cost Comparison?

Reach out and we’ll run an analysis on your current plan. From this, you can determine how Lever’s financing can support your business as you continue to grow and sell more cars

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Dealer First Financing

Our in-house team of auto industry professionals are dedicated to providing a seamless and transparent floor plan financing experience.

When you sign on with lever, you become part of a community of independent dealers who want to do things differently. You get access to the digital tools you need to manage your floor plan so you focus on what you do best, selling cars.

Lever doesn’t stop at funding. Our platform provides pricing and local benchmarking to inform your inventory management process so you are well positioned in your local market.